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　　老托福听力对新托福听力的备考依然有重要的作用,老托福听力的语速比较快,有助于提高同学们的辨音能力,新东方网整理老托福听力PartC精选第28期，包括英文原文+音频，考生们不妨练习一下。

　　In the few minutes that remain of today's class, I'd like to discuss next week's schedule with you. Because I'm presenting a paper at a conference in Detroit on Thursday, I won't be here for either Wednesday's or Friday's class. I will, however, be here for Monday's. Next Friday, a week from today, is the midterm exam, marking the halfway point in the semester. Professor Andrews has agreed to administer the exam. In place of the usual Wednesday class, I've arranged an optional review session. Since it is optional, attendance will not be taken; however, attending the class would be a good idea for those worried about the midterm. So, remember: optional class next Wednesday; midterm, Friday.

　　【生词摘录】

　　1. Detroit: the largest city in Michigan and a major Great Lakes port; center of the United States automobile industry; located in southeastern Michigan on the Detroit river across from Windsor 底特律

　　2. administer: v. to organize the way a test or punishment is given, or the way laws are used 执行，实施

　　3. optional: adj. if something is optional, you do not have to do it or use it, but you can choose to if you want to 可选择的，非强制的

　　4. attendance: n. [C,U]the number of times that you go to a meeting, class etc that is held regularly 出席率，到场次数

　　今天和大家分享老托福听力原文：保险，希望大家能够多练练老托福，对考试会有帮助的。下面赶紧来看今天的内容吧。

　　I hope you've all finished reading the assigned chapter on insurance so that you're prepared for our discussion today. But, before we start, I'd like to mention a few things your text doesn't go into. It's interesting to note that insurance has existed in some form for a very long time. The earliest insurance policies were what we called bottomry contracts. They provided shipping protection for merchants as far back as 3000 B.C. In general, the contracts were often no more than verbal agreements. They granted loans to merchants with the understanding that if a particular shipment of goods was lost at sea, the loan didn't have to be repaid. Interest on the loans varied according to how risky it was to transport the goods. During periods of heavy piracy at sea, for example, the amount of interest and the cost of the policy went up considerably. So, you can see how insurance helped encourage international trade. Even the most cautious merchants became willing to risk shipping their goods over long distances, not to mention in hazardous weather conditions when they had this kind of protection available. Generally speaking, the basic form of an insurance policy has been pretty much the same since the Middle Ages. There are four points that were salient then and remain paramount in all policies today. These were outlined in chapter six and will serve as the basis for the rest of today's discussio...