下面是我们搜集的几篇美国金融专业以及金融工程，数理金融专业的个人陈述英文范文，希望对大家的美国留学申请个人陈述写作有所帮助，我们提供的个人陈述英文模板仅供参考，请大家不要照搬。
申请专业：金融/经济学
Economics and Finance Personal Statement
Having a flair for Economics and accounting I have decided that I want a degree in Accounting and Finance or Management. The many brilliant representatives of the management community around the world have strengthened that resolve.
When I worked in my school as a tutor of English as a Second Language for students from a community school in Muscat, I realized the importance of a strong leader who could organize, command respect, and be able to work well with others. These ideas were further enforced by my month long internship at Novartis Pharmaceutical (Accounts and Finance Department and Human Resources Department).
I attended the Harvard Model Congress in Paris and won the Award of Distinction. One skill in particular that contributed to this award was my confident public speaking.
The last 4 months have been crucial in my learning of real world business and economics. For my IB Extended Essay, titled “To What Extent Does Subway in Oman Operate as an Oligopoly”, I set out to prove the oligpolistic structure of the fast food market in Oman. In this effort, I have come across many real life complexities in pricing behaviour, profit making and other aspects of the Theory of the Firm. While attempting to explain these alternate theories of firms I have developed a keen interest in analyzing and understanding how the world of business works.
After an undergraduate degree in accounting and finance or management I plan to go onto post graduate studies and work on an MBA. A strong performance in a BA will allow me to move onto an MBA and only then shall I be satisfied.
For the last four years I have been part of our schools volleyball team ICE. We have retained our ISAC (Inter Schools Activities Conference, Middle East) title for four years. Playing in the power hitters (spiker) position requires immense physical fitness and to accomplish that I regularly go to the gym for fitness training. I am also part of my school track and field team. Being the fastest sprinter in the school since 11th grade the 100m, 200m and 400m races are my specialty even though I still pursue long distance running. In my spare time I explore and master the computer as I am conversant with a Visual Basic Programming course. It is imperative for me to have the latest hardware and software and I make it a point to install everything myself. I also learn Urdu as it is my native tongue and a link to my culture, to maintain that is crucial.
Living in a diverse international community of over 52 nationalities has allowed to me recognize and appreciate different cultures. With the experience I have and the strong motivation to craft a bright future I feel I can justify my decision to pursue a career in Accounting and Finance or Management.
申请专业：金融工程
在我看来金融工程是一种创新、创造技术，一种对金融工具、金融手段和系统的创造和创新技术，一种平衡收益和风险的技术.它包含了数学,计算机,金融方面的知识,是一门充满了趣味的交叉学科,而数学知识和数学模型是这个学科中必不可少的核心内容：马科维茨的投资组合选择理论，夏普的资本资产定价模型，Black-Scholes的期权定价模型以及考克斯等人的“二项式”模型正是这种核心地位的体现。
In my opinion, the Financial Engineering is a kind of creative technology to the Financial Instruments, Financial Means and system. It used to balance the benefits and venture as an interesting interdisciplinary subject. It covers many fields such as mathematics, computer science and finance, in which the mathematics and mathematical modeling are the two main aspects of the Financial Engineering. The Investment Portfolio Theory of Markowitz, the capital asset pricing model of the Sharp, Option Pricing Model of Black-Scholes and “Binomial” model of Cox can best reflect the critical position of the two subjects.
我有幸选择了数学与应用数学这个专业，在三年和它的接触了解中，使我对数学，尤其对数学建模有了较深的理解和体会。(记得第一次去听清华大学XX系姜启源教授的讲座,他在讲座上举了一个“现实生活中的数学”例子：“1公斤面, 1公斤馅, 包100个饺子;若馅比 1公斤多, 应多包几个, 还是少包几个呢? ” 是这个生动、形象、富于生活气息的包饺子问题把我领进了数学建模的世界。)
I am glad to choose mathematics and applied mathematics. Three years’ study had deepened my understanding of them, especially of mathematical modeling. (It still occurs to me when I went to attend the class of XX department given by Professor Jiang qiyuan in Tsinghua University for the first time. “1 kilogram of flour added with 1 kilogram of stuffing can make 100 dumplings, but what if the stuffing is more than 1 kilogram?” He used a very simple, vivid and interesting example which aroused my interest and led me into the mathematical modeling world.
第一次和数学建模亲密接触是在05年的暑假，我有幸参加了学校组织的数学建模培训。经验丰富的数学老师们通过实实在在的例子告诉我们什么是数学建模。给我印象最深的是一个关于SARS的例子：2003年，SARS爆发并在世界范围内传播，严重影响到我国经济发展和人民生活，定量的研究SARS的传播规律并建立数学模型预测和控制传染病蔓延成为数学工作者必须解决的问题……于是Logistic回归便成为我永恒的记忆。为期2周的数学建模培训，给我留下的不仅是一个个经典的数学模型，更重要的是一份澎湃的激情和一份冷静的思考：数学和数学建模是人类的守护神，因为有了她的存在，人类的生存和发展才有条不紊的继续着;那么当SARS病毒肆无忌惮时，当AIDS病毒肆意侵蚀人们肉体时，一个热爱数学、热爱数学建模，更加热爱生命的人能够做些什么?
The first time I kissed the mathematical modeling was in the summer vacation of 2005, when I got a good opportunity to attend the mathematical modeling training organized by our school. Seasoned mathematics teachers told me what on earth the mathematical modeling is through some existing examples, in which the one about SARS impressed me most. In 2003, SARS broke out and shrouded rapidly to the whole world, which imperiled our economic development and people’s living. Therefore, study on its spreading regularity and building the mathematical modeling for predicting and controlling its extension had become the “Archimedes Heels” for all mathematicians… So, the Logistic regression has been carved in my memory. Two weeks’ training has presented me with a kind of passion and calm thinking much more than just those classical mathematical models. As the patron saint of our human-beings, the existence of Mathematics and mathematical modeling are maintaining our subsistence and development. Then, when SARS ran riot, when we are suffering from the pain of AIDS, what can I do as a mathematics and mathematical modeling lover who loves life so much?
怀着这份激情和思考，在大二的秋天，我第一次尝试了运用数学建模的知识去解决实际问题，我和另外两名队员代表学校参加了全国大学生数学建模比赛。比赛要求结合数据对长江水质做出定量评价，分析各地区的水质污染;并对未来长江水质污染发展趋势做出预测分析，制定污水处理计划。长达17页的数据和多个评价指标对我们来说着实是个挑战!究竟应该选择哪些数据?怎样综合考虑多个指标?我们尝试了近一天，推翻了以前建立的种种模型，有好几次都被弄得想要放弃，是队友间的相互鼓励的力量和锲而不舍的精神让我们最终找到了自己满意的模型：综合指数法模型评价长江水质，既体现水质的各种评价因子，又能反映主要污染物对水质的突出作用;通过多元线性回归拟合预测未来水质污染，建立线性优化模型，制定污水处理计划。我们小组的参赛论文获北京市二等奖。三天三夜的建模经历，那份澎湃的激情已经渐渐平息，取而代之的是更加冷静的思考：数学建模创造、创新，成功地解决问题依赖于扎实的数学基础知识和过硬的数学建模能力;依赖于不拘一格的创新思维和创造能力;还依赖于对多方面知识的了解和积累。
Pocketed with this passion and thinking, I tasted to use mathematical modeling into practice and solve the practical problems by attending the National College Mathematical Modeling Contest with the other two schoolmates on behalf of our college. It required us to evaluate the water quality of Changjiang River according to the data, through which we had to analyze the water pollution in every region and predict the trend of it in the future. Finally we had to bring out the plan against it. It was really a challenge for us towards flood of data and estimations as long as 17 pages. We tried almost a whole day only to filter those data and take the evaluations into comprehensive account. Pulling down various models we had built before, we were so defeated that we wanted to give up many times. However, we finally found the satisfactory model thanks to our encouragement to each other which armed us with full strength to go further.We managed to evaluate the water quality by Composite index model, which could not only represent the evaluation factors, but also reflect the main impacts of the contaminations to the water pollution. We predicted the future water pollution through multiple linear regressions fitting and brought out the plan against it by building linear optimization model. Finally, we got the second prize in Beijing for our thesis. Three days’ and nights’ modeling experience had cooled our passion and gave us even more calm thinking instead. The creation of the mathematical modeling, along with the successful solution to the problems through it lied on the solid mathematics foundation, strong modeling ability, accumulation of the knowledge on different fields, unique creative ideas and creativity.
参加数学建模比赛的经历更加激发起我的学习兴趣，使我在学习数学理论的同时更加注重它们的应用性。除此之外，我抓住一切可能的机会再次参加实际的数学建模。大三的上学期，我有幸参加了为期3天的电工数学建模实习：给某大型运动会比赛项目排序。由于对图论知识很熟悉，我很快将问题转化为寻找最佳Hamilton回路。接近87亿种不同的排序的数据量，比上次的全国数模竞赛更大，我的算法运行时间相当长而且运行的结果也很不理想。这种情况的发生不仅仅没有打消我的积极性,反而使我的情绪高涨,这是人生中难得的自我考验,自我提高的机会!通过查询资料改用遗传算法，运行时间和结果都大大提高.最后成功地完成这次实习.这次实习给我的感触很大，一个数学模型是否能够完美地解决实际问题还要考虑其运算成本，实际问题不仅需要一个成功的模型还需要一个快速有效的算法。
The experience from this contest further aroused my interest in mathematics. I began to pay more attention to its application as well as learning the theories. In addition, I tried to catch every opportunity to take part in the practical mathematical modeling. My efforts finally rewarded when I was in the first term as a junior. I had a chance to participate in the 3-day electrician mathematical modeling practice-----classifying the sports programs for a big sports meeting. Being familiar with the Graph Theory, I immediately found the way to solve the problems by seeking the best Hamilton circuit line. Facing the nearly 8.7 billion data files with different orders much more than that on the National Mathematical Modeling Contest, I spent a long time on Algorithm without any perfect result. I wasn’t defeated towards this case, but so excited instead that I could have such a chance to challenge and improve myself. Looking up dozens of files, I finally made a perfect end of the practice by using the Genetic Algorithm into full account. It needs both a successful model and an effective arithmetic to solve these problems. , which largely shortened the operation time and improved the operation result. I learnt a lot from this practice. I came to know that to build successful mathematics modeling that can effectively solve the practical problems, we must take the operation cost
电工数模实习结束后，浓厚的学习兴趣和电工数学实习的教训促使我和数学系、计算机系几名同学共同筹划并创建“数学建模沙龙”，将计算机算法和数学模型共同作为沙龙的主题。每周二下午，我们会组织有兴趣的同学一起，以传授经验、分享心得、共同思考、共同讨论的方法学习和交流数学思想和算法。传统的运输问题、储存问题和新兴的模拟退火算法、蚂蚁算法都曾成为我们的讨论话题。通过这个活动我从数学系和计算机系的同学身上分享了更多的知识,他们的思维方式,处理问题的方法!到目前为止这个活动仍然在进行着,参加的人数也越来越多.带动了学校的一个学习热潮,我为此感到非常的兴奋!
Summarizing my failures in the mathematical modeling electrician practice and proceeding from my interest in this field, I began to think of collaborating on the “Mathematical Modeling Saloon” with several students from mathematics and computer departments, taking the Computer Algorithms and mathematical modeling as the two themes of the book. Every Tuesday afternoon, we would organized those students interested in this field to study and exchange the ideas and arithmetic by imparting experience, sharing what we learnt, pondering together and discussing with each other. Both the traditional transportation & storage problems and the modern Stimulated Annealing Arithmetic (SAA), Ant Algorithm have ever been the topic of our discussion, from which I have learnt many thinking styles and methods to the problems from the students both in mathematics and computer department. So far, I am excited to see that this activity is still in the wind with more and more participants and it aroused a learning upsurge in our college.
在老师的推荐下，大三暑假，我参加了邢永丽老师的教学改革项目——“提高数学课堂教学质量”的结果分析。04-05年，邢老师在她和其他几个数学老师的任课班级上做了课堂互动的教学实践，其数据大多以调查问卷等文字形式出现。此模型的特点让我马上联想到模糊数学定量分析模型，但敢于尝试新模型的念头让我最后选择了AHP层次分析法。通过量化数据，应用AHP层次分析法定量分析老师的综合素质、授课技巧等因素在师生互动、提高数学课堂教学质量中所起的作用，得出教师的授课技巧和课堂问题设置在课堂互动中所占分量最重的结论，并和邢老师合作完成《层次分析法在课堂互动教学效果评价中的应用》论文，邢老师和我对论文都非常满意，已向多个期刊投稿并有望发表。
Recommended by my teacher, I have participated in the Teaching Reform Program of Mrs. Xing yongli----the results analysis of “Improving the mathematics teaching quality on class”. Mrs. Xing, along with some other mathematics teachers experienced the class mutual activities in 2004 to 2005 with the character data files in form of paper investigations. For this style of data files, I finally used the Analytic Hierarchy Process (AHP) as a creative challenge instead of the fuzzy mathematical quantitative analysis models, which firstly knocked my mind. By quantitating data and using the AHP, I succeeded in analyzing how the overall quality of the teachers and their teaching skills work in improving the mathematics teaching quality on class, from which we got the conclusion that the teaching skills and the way to put forward questions on class play the most important role in the class mutual activities. Besides, Mrs. Xing collaborated with me on the thesis named “The Application of Analytic Hierarchy Processinto the Evaluation of Class Mutual Activities”. Both of us were satisfied with this thesis and contributed it to many presses to be published.
和数学建模一样，金融工程的灵魂是创新思维和创造能力，而数学和数学建模知识在金融工程的应用更让我对这门学科充满了兴趣;更s重要的是，金融工程技术能给人们的生活、社会的稳定、国家的发展做出重要贡献，我想这个也更加符合我学习数学建模的初衷。
Similar with the mathematical modeling, the soul of the Financial Engineering is also the creativity. Therefore, the perfect application of the mathematics and mathematical modeling into the Financial Engineering once more surged my enthusiasm in this field. Furthermore, the Financial Engineering plays the important part in people’s living, social stability and the national development, which is my original intention to choose this field I think.
申请专业：金融(适用MSF方向)
Finance is the lifeline of modern economy and if there is no finance globalization, there is no economy globalization. Finance globalization promoted to enlarge international finance market; multinational trade species and the scale, to make finance innovative appeared, strengthen international capital function and to play an important role on the resource distribution in the world. With the communication among nations increase and the technology information development, the development of finance tends to globalization. Finance globalization is the motor of economy globalization, finance and economy was one of the important factors for holding for the whole world, information, technology and other industry were developed on the base of finance and economy.
The economy strength of a nation decided its place in the world. In the future, the world finance market would present themselves with different styles; non-essential economy began to play an important role in the world, the development of information industry made finance market develop more quickly. Moreover, finance influenced largely on the daily life of common people and made common people more concern the development tendency of finance then before and made out the relevant reaction according to getting information from all aspects, for example, the change of inflation, stock and exchange rate etc. All that influenced common peoples (people’s) lives and economical programs.
I began to realize that finance in fact was the different (difference) between microcosmic and microeconomic and macroeconomic knowledge through my learning in the university, and it owned strong practice and was not abstract knowledge. For instance, currency banking, investment and international finance etc. all offered many cases and made me realize the meaning of finance. Then I knew that finance covered a wider scope and researcher needed strong academic background and ability on macro-control by practices and analysis of cases. For example, I acted as a leader of group, each group represents an enterprise and discussed whether open new produces instead of old produces, I told every member to answer for a part and consult materials, then we talked about them together and found some materials had superposition and didn’t have close logic, even each member had different emphasis and expressions which made me know cooperation was very important in a enterprise. So I held the second meeting to talk about these questions. I asked all members to look for materials relevant to this case respectively and then analyzed them together. During the process, we thought about them deeply and fully, finally we got a best scheme.
Through this experiment, I became lover finance major than before, because it not only brought me model and data but also interest on (in) connecting knowledge with practices to make data and model vivid. Even each new idea produced different result. Finance is not a material concept but is social science, which contains a wider scope. I am very glad to involving discovering unknown things in this field. Just like discussion, many members’ thoughts inspired me and we got satisfied results. Finance is a social science which embodied human being is the essential. We could cultivate our academic taste during the learning symposia and academic discussion process. In the practices we could cultivate intuition added combination with academic background and mathematic theory; we could understand finance better.
So I pay attention to connect theory and practices more than before, in my spare time I took part in social practices, for example I visited “international finance” of newspaper office and “Shanghai stock exchange”, besides I took part in planning for the “second finance year meeting” in Shanghai University of Finance and Economics. During the process, I met many finance people and got a chance for visiting Holland bank. Moreover I often consulted lots of finance journals and website materials etc. In order to connect theory with practices better, I carried on special researches on these problems.
For example, I began to research “RMB Globalization problem” and its aim was to review substantial economy and non-substantial economy how to influence currency international globalization from demonstration and theory angle to help us understand the experiences and lessons happened on the process of each national currency globalization and offered some feasible references for RMB international globalization. I connected the fact of our national economy development, especially, the base fact of RMB used by some nations around China, through researching the general rule of currency internationalization globalization, to discuss the problem on RMB international globalization process.
First, I reviewed the main countries’ currency globalization process in the world, and found that currency globalization must have two basic conditions. The first was rich economy strength; the second was to keep valuta long stabilization. Second, I pointed out RMB globalization was the necessity choice of our national economy persisting development and the benefit of currency globalization according to the impersonality requirement of economical globalization development, and RMB globalization would more enlarge the degree for opening to foreign.
At the same time I thought that stable, quickly developmental national economy and larger economical scope made RMB of our country globalization strengthens and higher ability against risk, the last part emphasized the process of RMB globalization and the research on keeping away from risk. The process of RMB internationalization was: first implement RMB regional strategy on the basis of East Asia currency cooperation and East Asian free trade, then implement RMB globalization stratagem under many perfect factors influence.
But during this process, it was very difficult for me to research non-substantiality economy in China. At present familiar to us, it was the stock market, while in China the stock market system did not very perfect and exist some problems on efficiency, security and fair. For example, I consulted many materials and knew several stages of Chinese stock issue, international paper department how to issue stock and the relative policy and system of stock market, then I asked my advisor how to comment on it and collected some comments of experts on the website. Besides I logged in MARKET WATCH and bought several stocks to do experiment to find out the conclusion that China it was more perfect, so Chinese stock market needed to be improved.
Finance is very important in all fields and no other field can exist with breaking away from finance, so the requirements for financer should be improved in the future. Above all, in the future society, the requirement for financer was higher than before, the talent only mastered profession will unfit the future society. Because in China there are limit resources for me and I am impressed by your esteemed university, so I decided to go abroad for my future education.
申请专业：数理金融
When asked why I like Mathematical Finance, I realized that it is all down to my personality. Being a composed, explicit person, I enjoy the challenge of questions with unequivocal answers. My character’s orderly side draws me enthusiastically towards neat solutions; my creativity gives rise to my acceptance of new ideas and my positive mind results in my wish to succeed. All questions have definite answers; we just need to construct ways of reaching them.
Now, I would like to pursue my higher studies for the want of further knowledge in the mathematical finance. Due to the advanced technology and higher standard of education at USA, I would like to apply for [学位名称] Degree in your prestigious University as I would like to be a big-man in the field of Mathematical Finance. I am quite confident of doing exceptionally well in my further studies. I believe that [申请课程] program in申请领域will provide me with a strong background for rapid professional advancement in Department of系名称in 大学名称University which attracts me with its famous faculty resources, advanced research areas, integrity in education and a free academic atmosphere.
I believe studying in 大学名称University will prepare me for a more extensive knowledge background, more advanced professional method and more reasonable ways of carrying out research in my future career Mathematics opened my mind to several new areas of algebra, sequences and series, and functions while Mathematical Finance broadened my horizon in fields of financial analysis, entrepreneur finance and micro-economics and others.
I keenly welcomed the new techniques and enjoyed all aspects of the course. In addition to retaining a strong interest in computers, my fascination for mathematical finance has grown. My decision to apply for the Mathematical Finance was gradually confirmed with the thirst grew to know more about the forces that could have such a significant impact of people’s day-to-day economic lives.
The reason why I am interested in Mathematic Finance also came from one of my uncle’s failure experience in option buying. It is often said that “experience is the best teacher”, but my uncle is a rookie who neglected the exercise issue of option, so he is out of money due to his missing in exercise schedule. My uncle is type of person who plays on a universal to “get something for nothing” and to “get rich quick". From that, I came to realize that a successful trader will always seek to improve the risk-reward characteristics of his position by looking for profit opportunities with the greatest possible margin for error. Since then I began to take notice of the trend in the development of financial products, in fact, the birth of option can be dated back to 1973 while option in this IT era has been a hot focus that attracted attentions.
During college, I read a lot of books related to the topics, especially in risks, I also attended some classes; these include Entrepreneur Financing, Exchange Basics and Foreign Exchange Trading. In courses of Entrepreneur Financing, I conducted a presentation upon HONEST TEA, a venture investing company, and I discussed in detail with my teammates about the risk and influence brought by RMB Exchange rate revaluation; in these discussion and analysis, I put what I learned in courses, including Foreign Exchange Fundamentals and Exchange Trading, to practice, and exerted an efficient effect. I am glad to say that other students in my team all major in Finance or MBA, in contact with them, I learned that the risk issue, especially risk avoidance has been a course that attracted my intense attention. The entire area of risk management is an extensive subject. I looked at over dozens of books and seminar notebooks. I learned the risk avoidance approaches and analytical procedures in the field of Mathematical Finance. As for me, the relationship between risk and return seems straight forward. In a process of case analyzing, I discovered that the risk and return move in the same direction, in other words, if one accept a higher risk, it is possible to achieve higher returns. It is amazing that high-risk investments invariably promise a high return.
I have also obtained an understanding of what it is like to be amongst a large group of people through working at CAS (China Academy of Science) Risk Financial Risk Management Lab. I particularly benefited from my financial analysis experiences at Wuliangye Group, Tsingdao Brewery and GreatWall Wine as they introduced me to many fields, such as Financial Analysis and Forecasting, Risk Avoidance, Trading, accountancy and exchange, and taught me to appreciate the evident need for teamwork.
In [时间] , I came to Wei Xianhua, the director of Reuters-Financial Risk Management Lab, at CAS, for the possible of attending his program of Financial Risk Management and Practice course, and then he agreed, and let me to assist him on analysis upon the IPO process of New Oriental Education & Technology Group Inc, from prospectus analysis to its Roadshow. Prior to the analysis, Mr. Wei introduced me a book entitled (Guide to the IPO Value Journey by The Ernst & Young). I used the calculation approaches in this book to conduct a P/E analysis (Price-Earning Ratio analysis) for New Oriental by dividing the company’s stock price by the company’s earning per share, or “EPS”, through calculation, it gives me an indication of how many times the stock buyers are paying for the company’s stock verse the company’s earning. Through analysis and calculation processes, I discovered that a company with a high (or large) P/E ratio is expensive verse a company with a low P/E ratio, since with a high P/E ration a buyer paying a larger multiple verse a company’s earnings.
In my opinion, as a would-be undergraduate who want to pursue education in the field of mathematical finance, it is very important to possess a solid knowledge of advanced mathematics, especially in normal differential eguation and matrix algebra. In college, I learned what is reinforcement learning algorithm and its application, I discovered that one of strength with Q-learning is that it is able to compare the expected utility of the available actions without requiring a model of environment. During the process, I also contacted with Stochastic Process, Monte Carlo method and NN (Neural Network), all of which benefit me not only in solving practical mathematical problems but also in opening my mind. Through my hardworking, I got excellent 91 points in Optimal Control Theory in end of semester.
A bachelor degree in Computer Science (Signal and Information Processing) has given me many transferable skills needed in Mathematical Finance. Worthy of notice is that Research on Reinforcement Learning Methods and Neural Network Algorithm, through which I contacted with much professional knowledge including Random Processes, Monte Carlo Method, and acquired a solid knowledge in the field Neutral Network. I used rreinforcement learning algorithms to find an approach for maximizing cumulative reward over the course of the problem. I am currently investigating a number of regions that appeal to me, which include [目前正在从事的领域活动]. For now, I intend to approach the future positively and have many exciting thoughts. I hope to encounter new opportunities, and rise to the challenge of [申请课程名称] program in your university!
Looking back on my academic career, it definitely taught me how to think for myself and make my own decisions. Success is not simply a matter of luck, I feel that my passion for mathematical finance makes me worthy of a place in your esteemed program, and I look forward to getting involved in both academic and social aspects of your university life.
申请专业：金融数学
Applied Program: Financial Mathematics
In the deepest recesses of my memories is the boulevard lined with Chinese parasol trees located outside my house. When I was just ten years old, my father put me at the back of his bicycle and rode me every weekend to attend English classes in the nearby community center (English was not part of elementary school education in China at that time). On this road of questing for my first western education, I, as a girl who loved to indulge in observations and meditations, kept an observant eye on the changing colors of the leaves all the year round. The rotation of seasons and the cyclical changes of the trees impressed me with the transitoriness of life and the urgency of making my life substantial within its transitory span. My present application for an advanced degree program at your esteemed university is by far the most important step in my relentless efforts to make my life substantial.
Dealing with figures has been our family tradition. As my mother is a statistician and my grandma a certified public account, as a teenager I had also commenced my observations and reflections on figures and calculations in the statements and reports that they had prepared with strong curiosity and interest. This interested strengthened my love for mathematics, often described as the “gymnastics of abstract thinking.” From elementary school to middle school, it was virtually a rule for me to achieve straight A’s in almost every course related to mathematics, a talent which has always made me feel proud of myself. Deep in my subconscious, I knew that a career related to mathematics would fit me most perfectly. Therefore, when I gained my undergraduate admission, I chose to specialize in Mathematics at Beijing Normal University. I believe that this specialty has provided me with a perfect arena to give vent to my passion for mathematics. My dedication to studies in mathematics and effective strategies of learning, plus voluminous readings of technical literature in various academic journals, have led to my top third ranking in my class and a number of major scholarships.
My greatest passion for learning mathematics was stimulated when I came to discover the foundational importance in social sciences, the essential function of mathematics behind its abstract concepts and number theories. When I first studied Advanced Mathematics, I was not clear about the real use of abstract mathematical theories. This kind of puzzlement lasted until I found that the genuine function of mathematics lied in its ability to solve problems in the real world objectively and scientifically, to develop human wisdom, to enable one to arrive at higher horizons and to examine problems with insights and discriminations. The courses that have particularly fascinated me most are Mathematical Analysis, Higher Geometry, Probability Theory, Mathematical Statistics, and Matrix Construction in Mathematics. Those courses allowed me to experience the charm of mathematics’ symbolic language and that of mathematical thinking, in addition to its omnipresent utility.
As an undergraduate, I am most proud of my experience of constructing the Social and Economic Growth Model as a team member representing our university during a mathematical modeling contest in Beijing. As our three-person team lacked the experience of applying theoretical knowledge to practical problems, we felt at an impasse in the face of the challenging task. I took some time to examine in detail all the mathematical models we had learned in class and proposed the idea of dividing the entire modeling into individual modules and piecing them together to form a complete model. Eventually our team was awarded second prize at this provincial contest. In retrospect, it is precisely this experience that aroused my serious interest in the application of mathematics in the realms of economics and finance. To further develop myself in this direction, I studied a lot of optional courses including macroeconomics, microeconomics, e-commerce, etc. Thenceforward, I developed a new objective—to combine my knowledge of mathematics with economics and finance and to exploit the function of mathematics in social life.
My undergraduate thesis, entitled Vector Quantity and Geometry, though purely theoretical in appearance, is actually a vivid description of how mathematical theories can be applied to reality. It focuses on precise analysis of those potential yet absolute relationships between different entities and how we can uncover and examine those relationships from mathematical perspectives. Rated by the department academic council as “Class A”, the thesis has been accepted by the editorial board of our departmental journal for publication.
Apart from cultivating my rigorous attitude for scientific research and developing my analytical and problem-solving abilities, I have taken an active part in extracurricular activities. With my strengths in mathematics, I passed a number of certification tests with much facility, including Microsoft Certified Professional, Microsoft Office-Use Specialist, and LOTUS 1-2-3. I have been correspondent and editor for our campus radio broadcasting station and campus website. My English proficiency qualified me as a volunteer working for the Beijing Worldwide Chinese Businessmen Meeting. In summer vacation, I worked part-time at a local accounting firm where I exercised my knowledge of mathematics and skills of electronic computation to establish for the firm a financial database. I also worked on preparing business accounting plans and digitalized financial management plans for the firm’s clients.
My experiences of social practices have permitted me to understand how mathematics can best be used. As far as I am concerned, my lack of advanced academic knowledge, especially my lack of in-depth understanding of economics and finance, and my lack of formal and systematic trainings in those fields, have constituted my “bottleneck” for further academic development. The overall situation in China is that there is an oversupply of theoretical mathematicians while applied mathematicians are sorely needed. Interdisciplinary subjects between mathematics and economics, such as financial mathematics, actuary science, economic engineering, and mathematical economics, are virtually nonexistent in China. The consequence is that China’s economic development will be seriously hampered for the lack of those important sciences. Great Britain plays a leading role in the world both in financial sciences and in education. Those two factors have motivated me to seek advanced studies there.
In this Personal Statement, I would like to indicate to you unequivocally my intention to specialize in financial mathematics, mathematical economics, or similar programs of an interdisciplinary nature. My choice is motivated by the consideration that in China virtually all financial professionals do not possess a strong background in mathematics, thus they rely heavily on foreign technical models and concepts. However, China’s economic conditions and models differ from those in Western countries and any unquestioning importation would be counterproductive. My plan is to probe into the possibility of developing some economic and financial models that best fit in with China’s circumstances based on a critical analysis of Western models and extensive practices. Projects in those areas will be what I am most concerned with and interested in.
London School of Economics and Politics is reputed for its time-honored history, respected for its distinctive status in economics and finance, along with its unparalleled research and pedagogical standards. Advanced educational concepts and methodologies there would undoubtedly broaden my vision and perspectives, enhance my fundamental skills in devising and launching large-scale cases. Most importantly, for a woman like me who has a penchant for English culture in general and English literature in particular, going to study in Britain will foster my spirit of independence the way Jane Eyre did. Nothing can delight me more than to observe and to experience, with heart and soul, the historical, cultural legacies of such a great country.
