The Cost of Living
生活费用
In order to live comfortably while you are in Dunedin, you will need to have about $NZ15,000-17,000 per academic year (40 weeks) available for living costs, above the cost of your tuition. You will need to budget more than this if you are planning to stay for a calendar year.
在但尼丁要生活得舒适，一学年(40周)大约需要15000-17000新元的生活费用，比学费还要多。如果你计划留在那里几年，则需要预算多一点钱。
Some students will stay in a University College of Residence. In 2014 the typical cost for a catered Residential College is NZ$13,034.00. Many students will stay in a flat and will share the cost of living together with other students.
一些学生住在学校宿舍，2014年奥塔哥大学的生活食宿费用是13034新元。有些学生住在公寓里，可以与其他学生共同承担一些生活费用。
| Estimated costs of flatting per person for a flat of 4-5 people (based on 40 weeks) 4-5人合住公寓每人预计费用（40周）（新元） | |
|---|---|
| Rent at $105-145 per week (for a flat of good/average condition in the University area, rental for 52 weeks) 房租每周105-145新元（学校周围中等或中上条件的住房，租52周） | $5,460 - $7,540 |
| Groceries at $70 per week 每周生活用品70新元 | $2,800 |
| Electricity/Gas at $20 per week 电费、煤气费每周20新元 | $800 |
| Internet Cost网费 | $180 |
| Total cost of flatting公寓住宿总计费用 | $9,240 - $11,320 |
Additional Costs
其它费用开支
Other living costs students may/will incur include:
medical and travel insurance
textbooks
clothes
travel
entertainment
mobile phones
toiletries
snacks/lunches
transport
其它费用开支如下：
医疗保险与旅行保险
教材书籍
衣物
旅行
娱乐
电话费
化妆品
小吃/午餐
交通出行
Dunedin rental properties are generally let for 52 weeks.Extra money is needed at the start of the year for refundable bonds on flat, power, and telephone. This average rent includes furnished and unfurnished flats.
但尼丁租房通常可以租52周，第一年需要缴纳公寓、用电和电话的押金，可以退还。通常租用的公寓有的有家具，有的没有家具。
Students may need to include the purchase of furniture, bedding, and flat equipment in their budget.
学生可能还需要将购买家具、床上用品和公寓装备的钱考虑在预算内
The University of Otago's Student Finance Office offers an advisory service to help with budgets, flatting costs, and banking advice. Further information on flatting and the availability of flats for rent is available on the accommodation section of this website.
奥塔哥大学学生财政处提供建议，帮助学生做出预算，了解更多住宿信息请访问相关网站。
Currency and Banking
货币与银行
Local currency is the New Zealand dollar (NZD). There are 10c, 20c, 50c, $1 and $2 coins, and $5, $10, $20, $50 and $100 notes.
当地使用货币是新元，币值有10c, 20c, 50c, $1 ,$2, $5, $10, $20, $50 和$100
There are a number of banks with branches around the campus area including:
ANZ
BNZ
Kiwibank
Westpac
学校附近有很多银行和支行，其中包括：
澳新银行
新西兰银行
几维银行
西太银行
Automatic teller machines can dispense cash 24 hours a day. You can also purchase goods using EFTPOS (Electronic Funds Transfer at Point of Sale) at nearly all retailers.
自动取款机倚天4小时提供服务，你也可以用电子转账在所有零售店购买商品。
Any major amounts of money may be sent in the form of a bank draft, but electronic transfers are, in most cases, the most efficient method of sending funds to New Zealand.
所有金额较大的钱都需通过银行汇票支付，但是电子转账大多数情况下是汇款到新西兰最快捷的方式。
Overseas cheques are sometimes difficult to clear and are not recommended.
海外支票有时比较麻烦，因此建议不用海外支票。
Goods and Services Tax (GST)
All costs in New Zealand have 15% Goods and Services Tax (GST) added. By law, the prices displayed must include the GST content.
商品与服务税
新西兰所有费用都包括15%的商品与服务税，商品与服务标价必须包括相应的税务信息。
Tipping
Tipping is not normally the custom in New Zealand airports, taxis, hotels or restaurants.
小费
在新西兰机场、宾馆和餐厅以及打出租车通常不用给小费。
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